About Insurance Licensing PA-Title-Insurance-Agent Exam Questions

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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which section of a title insurance policy lists the rights of the insurer?

A) insuring agreement
B) conditions
C) declarations
D) exclusions from coverage

2. A waiver is defined as the

A) modification of a known right.
B) intentional and voluntary giving up of a known right.
C) misrepresentation of a known right.
D) acceptance of terms of the policy.

3. Which of the following is considered a voluntary lien?

A) Real estate tax lien.
B) Mortgage lien.
C) Construction lien.
D) State tax lien.

4. A local bank holds a mortgage on a certain property. A national bank has purchased the loan from the local bank. The proper document to be recorded in the recorder's office to evidence the ownership of the mortgage by the national bank is referred to as

A) an assignment.
B) a reconveyance.
C) a subordination.
D) a satisfaction.

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
B) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
C) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.

Solutions: