About Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent Exam Questions

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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is excluded from coverage in the standard owner's policy?

A) recorded documentation on the title to real property without acknowledgment
B) any law, ordinance, or governmental regulation without filed notice
C) lack of a right of access to and from the land
D) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage

2. What is the purpose of probate of an estate?

A) to transfer a deceased's debts
B) to avoid inheritance tax
C) to establish heirs
D) to foreclose a lien

3. An acknowledgment

A) is a signature on a deed.
B) is an authorization to convey property.
C) states that a deed contains verified information.
D) provides evidence that a signature is genuine.

4. Which of the following is considered a voluntary lien?

A) Real estate tax lien.
B) Mortgage lien.
C) Construction lien.
D) State tax lien.

5. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

A) license revocation
B) license suspension
C) a fine
D) a jail sentence

Solutions: